Special Promotion

 

*Refer to the Rates and Fees section of this web site for more details.

Loan Center

Click here for our latest loan rates.

Click here for our financial calculators.

Home Mortgages

Conventional Fixed Rate Mortgage

Purchasing a home or re-financing your existing mortgage can often times be scary and confusing even if you have gone through this process a few times.  You can take comfort in knowing that YOUR best interest is of great importance to us and you will never be taken advantage of by PPFCU.

  • Flexible terms are available to meet your needs
  • Competitive rates are always available
  • We help to eliminate the confusion
  • Fast approval
  • Click here to use our Mortgage Calculator
  • Click here to apply online

First Time Home Buyers

PPFCU is proud to partner with Rhode Island Housing and Mortgage to assist our members with the purchase of their first home. Click here to apply online

Home Equity Loans

Fixed Rate Home Equity Loans

  • Flexible terms to meet your needs
  • Competitive fixed rates
  • 100% LTV Maximum  (loan to value)
  • Owner occupied 1 - 4 family
  • VERY fast approval and turnaround
  • Click here to apply online

Home Equity Line of Credit      

  • Rates are as low as ½% below prime
  • Rates are adjusted quarterly
  • No annual fees
  • Monthly payments as low as $25.00 or 1.5% of the outstanding balance (whichever is greater)
  • Fast turnaround
  • Click here to apply online

Interest only Home Equity Line of Credit

  • Rates are as low as ½% above prime
  • Rates are adjusted quarterly
  • No annual fees
  • Monthly payments as low as $25.00 or the interest due  (whichever is greater)
  • Fast turnaround
  • Click here to apply online


Auto & Personal Loans

New Vehicle Loans

  • Borrow up to 72 months
  • 107% financing available
  • Competitive fixed interest rates
  • Click here to apply online

Used Auto Loans

  • Borrow up to 60 months
  • 100% financing available
  • Competitive fixed interest rates
  • Click here to apply online

Recreational Vehicles

  • Boat Loans
  • Motorcycle Loans
  • RV Loans
  • Click here to apply online

Personal Loans

  • Borrow up to 36 months
  • Low rates
  • Click here to apply online

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All rights reserved.