Rates: Loans

As of November 19, 2008

Consumer Loans	APR As Low As	Term	Features
AUTO LOAN
New 2007 & 2008 with less than 10,000 miles	4.99% ** 5.99%**	1 to 5 years 6 years	Up to 107% financing (of NADA Retail)
Used 2006 - 2008	5.75%**	1 to 5 years	Up to 100% financing (of NADA Retail)
Used 2003 - 2005	5.75%**	1 to 4 years	Up to 100% financing (of NADA Retail)
Used 2001 - 2002	5.75%**	1 to 3 years	Up to 100% financing (of NADA Retail)
Boat Loan  -  New *	8.90%**	1 to 5 years	10% down
Motorcycle Loan - New*	8.90%**	1 to 5 years	10% down
RV Loans - New*	8.90%**	1 to 7 years	10% down
Personal Loan	12.5%**	1 to 4 years	$500 minimum; 10,000 max.
Share Secured Loan	3% over current rate securing the loan  but not less than 5.00%	1 to 5 years
Real Estate Loans	APR	Term	Features
Home Equity Loan	5.75%**	5 year	Up to 100% of value
	6.75%**	10 year	Up to 100% of value
	7.25%**	15 year	Up to 100% of value
Home Equity Line of Credit	1/2 point below prime	5 year draw	Min. payment is 1.5% of unpaid balance or $25.00, whichever is greater.
Interest only Home Equity Line of Credit	1/2 point above prime	5 year draw
MORTGAGES
New or refinance	Call Rose	10 years	Call Rose at                         401-421-2436 ext. 103
New or refinance	Call Rose	15 years	Call Rose at                         401-421-2436 ext. 103
New or refinance	Call Rose	20 years	Call Rose at                         401-421-2436 ext. 103
New or refinance	Call Rose	30 years	Call Rose at                         401-421-2436 ext. 103
First Time Home Buyers	Call Rose	up to 40 years	Call Rose at                         401-421-2436 ext. 103

 

* Used rates are available, call for quote **Rates are subject to change without notice. Advertized rates are the lowest rates available and include a 1%  discount with automatic loan payment from a PPFCU account.  Interest rate will be determined by individual credit worthiness. Repayment Example:  Based upon a 5.00%APR, 60 monthly payments of $18.88 per $1,000 borrowed.